Fha Loan Requirements Nc 2025. Fha loan requirements include a minimum credit score of 500 as well as limits on your total monthly debt load. $498,257 in 2024 → $524,225 in 2025.
Fha loans do not have any minimum or maximum income requirements. The 2025 fha loan limits by metropolitan statistical area (msa) or county can be reviewed on fha’s loan limits page.
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